Article 8
Securitization Chain ResearchSecuritization is a structured finance process that distributes risk by aggregating debt instruments in a pool, then issues new securities backed by the pool. The term...
View ArticlePredatory Lending
How To Spot and Avoid Predatory LendingPredatory lenders promise loans that are "too good to be true" and pressure borrowers to take them on the spot. Here's a few things you or your family and friends...
View ArticleSigns of Predatory Lending
Signs of Predatory Lending• Excessive fees • Prepayment penalties • Inflated interest rates from brokers (yield-spread premiums) • Steering and targeting • Adjustable interest rates that “explode” •...
View ArticleWhat is a Forensic Mortgage?
Forensic Mortgage DefinitionForensic Auditing involves the intensive investigations of cases that are suspected to involve fraud so as to "Validate, Verify, Prove, Authenticate, Substantiate, Confirm,...
View ArticleArticle 4
FORENSIC MORTGAGE AUDITS AS TOOLS TO SAVE FORECLOSURE HOMESI wanted to post this great info that I have found from the truth in lending auditors, about forensic mortgage audits and if used properly how...
View ArticleSactions Motion filed Against LPS
BYLynn Szymoniak - Fraud DigestDear Editor:Once again, a U.S. Trustee is leading the way in exposing fraud in foreclosures. On Friday, May 21, 2010, United States Trustee R. Michael Bolen, Region 5,...
View ArticleAN ASSIGNMENT OR A FORMALIZATION OR A MEMORIALIZATION? By LYNN E. SZYMONIAK,...
Posted on May 28, 2010 by dinsflaAN ASSIGNMENT OR A FORMALIZATION OR A MEMORIALIZATION?The standard language in most of the mortgage assignments being signed by employees of LENDER PROCESSING SERVICES...
View Articlenon-judicial sale is NOT an available election for a securitized loan
Posted on May 28, 2010 by Neil GarfieldNON-JUDICIAL STATES: THE DIFFERENCE BETWEEN FORECLOSURE AND SALE:FORECLOSURE is a judicial process herein the “lender” files a lawsuit seeking to (a) enforce the...
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